Wealth management is an investment advisory discipline that incorporates financial planning, investment portfolio management and a number of aggregated financial services. High net worth individuals, small business owners and families who desire the assistance of a credentialed financial advisory specialist call upon wealth managers to coordinate retail banking, estate planning, legal resources, tax professionals and investment management.
Wealth managers can be independent certified financial planners, MBAs, CFAs or any credentialed professional money manager who works to enhance the income, growth and tax favored treatment of long-term investors. One must already have accumulated a significant amount of wealth for wealth management strategies to be effective.
Independent wealth managers use their experience in estate planning, risk management, and their affiliations with tax and legal specialists, to manage the diverse holdings of high net worth clients. Banks and brokerage firms use advisory talent pools to aggregate these same services.
+ Philosophy of Wealth management
The philosophy of wealth management at VIPC is “specialization”. “Specialization” means we shall design a strategy which is suitable for your specific circumstances. Our experienced and professional staffs will discuss with you about your risk and return objectives; liquidity needs and other constraints such as investment horizon and legal concerns.
+ Strategy of Wealth Management
Based on this information, they will advise you the most appropriate strategy. Currently, VIPC offers a wide range of strategies that provide different risk-return trade off to satisfy your needs. Besides, we can also construct a new strategy just for you.
Fixed income: a portfolio of bonds that offers fixed payments per year.
Income: a portfolio of bonds and shares that pays high and stable dividend to achieve stable cash flows.
Indexing: a portfolio of shares that replicates the performance of an index, so your return will be the same as the index.
Growth: a portfolio of shares that provide a return that exceeds the return of the indexing portfolio, net of transaction costs, on a risk-adjusted basis.
Balance: a combination of Income and Growth provides not only high return but also stable income yearly. Risk and return are higher than Income’s but lower than Growth’s.
Private equity: investing in companies which are newly established or need business innovation. This is high risk-high return investment.
